1. Introduction
Emerge Empire (“we,” “us,” “our”) is committed to protecting the privacy and confidentiality of client information. This Privacy Policy explains how personal information is collected, used, stored, and protected in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).
By using our services or interacting with our business, you acknowledge and accept the practices outlined in this policy.
2. Information We Collect
We collect only the information necessary to provide financial services.
Personal Information:
- Full name
- Date of birth
- Address
- Email address
- Phone number
- Government-issued identification (where required)
Financial Information:
- Income and employment details
- Banking information
- Investment accounts and holdings
- Insurance information
- Tax-related information
- Credit information (where applicable)
Technical Information:
- IP address
- Website usage data
- Cookies and analytics data (if applicable)
3. How Information Is Collected
Information may be collected through:
- Client onboarding forms
- Consultations and meetings
- Email and other communications
- Secure online forms or systems
- Approved third-party providers (with consent or as permitted by law)
4. Purpose of Collection
Information is used to:
- Provide financial planning and advisory services
- Maintain accurate records
- Comply with legal and regulatory obligations
- Verify identity and prevent fraud
- Communicate with clients
- Improve services and client experience
5. Consent
Consent is obtained for the collection, use, and disclosure of personal information except where permitted or required by law.
Consent may be provided in written, verbal, or implied form depending on the situation.
Clients may withdraw consent at any time, subject to legal or contractual obligations.
6. Disclosure of Information
We do not sell or rent personal information.
Information may be shared with:
- Regulatory authorities
- Financial institutions and service providers
- Professional advisors (such as accountants or legal professionals)
- Technology providers supporting service delivery
All third parties are required to maintain confidentiality and appropriate safeguards.
7. Security Safeguards
We protect information using appropriate security measures, including:
- Secure digital storage systems
- Access controls and restricted permissions
- Internal confidentiality practices
- Ongoing monitoring and review of security processes
8. Retention of Information
Personal information is retained only as long as necessary to fulfill its intended purpose and to meet legal or regulatory requirements.
When no longer required, information is securely deleted or anonymized.
9. Accuracy of Information
We take reasonable steps to ensure that personal information is accurate and current. Clients are encouraged to notify us of any updates or changes.
10. Access and Corrections
Clients may request access to their personal information or request corrections to inaccurate data.
Requests must be submitted in writing and may require identity verification.
11. Cookies and Website Use
Our website may use cookies or similar technologies to enhance user experience and analyze performance.
Users may adjust cookie settings through their browser preferences.
12. Cross-Border Data
In certain situations, information may be stored or processed outside of Canada. Appropriate protections will be applied in accordance with applicable laws.
13. Updates to This Policy
This Privacy Policy may be updated periodically. The most current version will always be available.
14. Contact Information
Emerge Empire
Location: Alberta, Canada
15. Effective Date
March 2026
© 2026 Emerge Empire. All rights reserved.